Our Legal Department handles accounts once they have been thoroughly worked by our collection departments and all efforts to get the debtor to pay by conventional means are exhausted.  Once the account is in our office, we determine the employment of the debtor, research each account individually and after receiving written permission to sue from you, we have our network of attorneys proceed with legal action against that debtor. We feel that it is very important to break away from many of our competitors in the area of research.  Where some other agencies have a form letter that they automatically send to each debtor, we take the time to research each account in great detail.  This prevents many mistakes and keeps you out of court with your debtor.  This is just one more way we here at Alliance Collection Service strive to insure that you get zero "real" complaints while we perform above and beyond what others may do for you. In addition to this, there are no "up front fees" for this service.  We pay all costs of the legal proceedings.

HOT TOPICS:

Red Flag (Identity Theft):

    1.  Red Flags to consider

    2.  FTC (Federal Trade Commission) Enforcement

    3.  Federal Registry (Red Flags)

    4.  FCRA (Red Flag Changes)

    5. Federal Trade Commission Website

HIPAA (Health Insurance Portability and Accountability Act):

    2009 Changes to HIPAA:  There are significant changes to the HIPAA guidelines in HR-1 which became law April 17, 2009.  Business Associate requirements have changed to increase the responsibility of business associates and the penalties have been raised.  In addition, the Secretary of HHS has been given authority to conduct more audits at every level.

Below we have posted a link to the most current version of the bill for your review.

    HR 1 - The 2009 Bill (Source: OpenCongress.org)

    HIPAA Privacy Resource:  http://www.hhs.gov/ocr/privacy/hipaa/understanding/coveredenties/index.html

FDCPA (Fair Debt Collection and Practices Act):

    FDCPA in PDF

    Link to FDCPA through FTC.org

FCRA (Fair Credit Reporting Act):

    FCRA pdf

CFPA 2010

    Consumer Financial Protection Act 2010 (PDF 848 pages)