ࡱ> ,.+ bjbj . << og ~)  lx"?0o o< E: Tennessee Fee Requirements Collection fees: Alliance understands the desire for clients to re-coup their costs of outsourcing their collection work. Alliance is happy to accept placements from clients who wish to add fees providing the following Liquidated Damages Clause (usually added to the Financial Responsibility agreement) is signed by debtor prior to placement: I agree to pay XX.XX% of the unpaid and past due principal balance for collection costs, or alternatively the maximum lawful fee, at such time my account is placed with a collection agency. I further understand that in the event the account is referred to an attorney for collection, I agree to be liable for such additional reasonable court costs and attorneys fees as may be determined by a court. ___________________________ ____________________________ Responsible party signature Responsible party signature Attorney fees: Because a segment of placements require legal action, we ask that each client have the following language if not already included in Liquidation Damages Clause shown above: I understand that in the event the account is referred to an attorney for collection, I agree to be liable for such additional reasonable court costs and attorneys fees as may be determined by a court. Interest: According to Tennessee statute 47-14-103 the maximum effective interest rate is 10% or 4% above prime not to exceed 24% annually. ( HYPERLINK "http://www.lawdog.com/states/tn/judm.htm" http://www.lawdog.com/states/tn/judm.htm) Alliance will gladly accept accounts that fall within code guidelines providing that client adds such fee prior to placement and makes Alliance aware of such fees. If the client arranges payments with a debtor on a contractual basis for more than 4 payments or if client arranges 10 payment agreements per year or more, then the client must comply with Truth in Lending Laws and Regulation Z. Billing fees: Any fee that is added to a collection account must be specifically allowed by the laws of the state in which the client operates and collection agency must be made aware of said fees as well as provided with documentation supporting the addition of fees. Any fees must be broken out in clear terms prior to placement. LINK to interest rate site on current rate according to Fed and Wall Street Journal: http://www.bankrate.com/rates/interest-rates/wall-street-prime-rate.aspx .z | ~  1 ظhb#h (CJOJQJ^JaJh (0JaJjh (UaJ h (aJ h (5\h (5CJ\ h (CJh (5>*\h (z { |   M F G     h`h;gdb#,1h/ =!"#<$<% ^ 666666666vvvvvvvvv666666>6666666666666666666666666666666666666666666666666hH6666666666666666666666666666666666666666666666666666666666666666662 0@P`p2( 0@P`p 0@P`p 0@P`p 0@P`p 0@P`p 0@P`p8XV~_HmH nH sH tH @`@ NormalCJ_HaJmH sH tH N@N  Heading 1$@&^` 5CJ(\DA`D Default Paragraph FontViV 0 Table Normal :V 44 la (k ( 0No List 6U@6  Hyperlink >*B*ph4B@4  Body Text5\PK![Content_Types].xmlj0Eжr(΢Iw},-j4 wP-t#bΙ{UTU^hd}㨫)*1P' ^W0)T9<l#$yi};~@(Hu* Dנz/0ǰ $ X3aZ,D0j~3߶b~i>3\`?/[G\!-Rk.sԻ..a濭?PK!֧6 _rels/.relsj0 }Q%v/C/}(h"O = C?hv=Ʌ%[xp{۵_Pѣ<1H0ORBdJE4b$q_6LR7`0̞O,En7Lib/SeеPK!kytheme/theme/themeManager.xml M @}w7c(EbˮCAǠҟ7՛K Y, e.|,H,lxɴIsQ}#Ր ֵ+!,^$j=GW)E+& 8PK!Ptheme/theme/theme1.xmlYOo6w toc'vuر-MniP@I}úama[إ4:lЯGRX^6؊>$ !)O^rC$y@/yH*񄴽)޵߻UDb`}"qۋJחX^)I`nEp)liV[]1M<OP6r=zgbIguSebORD۫qu gZo~ٺlAplxpT0+[}`jzAV2Fi@qv֬5\|ʜ̭NleXdsjcs7f W+Ն7`g ȘJj|h(KD- dXiJ؇(x$( :;˹! I_TS 1?E??ZBΪmU/?~xY'y5g&΋/ɋ>GMGeD3Vq%'#q$8K)fw9:ĵ x}rxwr:\TZaG*y8IjbRc|XŻǿI u3KGnD1NIBs RuK>V.EL+M2#'fi ~V vl{u8zH *:(W☕ ~JTe\O*tHGHY}KNP*ݾ˦TѼ9/#A7qZ$*c?qUnwN%Oi4 =3ڗP 1Pm \\9Mؓ2aD];Yt\[x]}Wr|]g- eW )6-rCSj id DЇAΜIqbJ#x꺃 6k#ASh&ʌt(Q%p%m&]caSl=X\P1Mh9MVdDAaVB[݈fJíP|8 քAV^f Hn- "d>znNJ ة>b&2vKyϼD:,AGm\nziÙ.uχYC6OMf3or$5NHT[XF64T,ќM0E)`#5XY`פ;%1U٥m;R>QD DcpU'&LE/pm%]8firS4d 7y\`JnίI R3U~7+׸#m qBiDi*L69mY&iHE=(K&N!V.KeLDĕ{D vEꦚdeNƟe(MN9ߜR6&3(a/DUz<{ˊYȳV)9Z[4^n5!J?Q3eBoCM m<.vpIYfZY_p[=al-Y}Nc͙ŋ4vfavl'SA8|*u{-ߟ0%M07%<ҍPK! ѐ'theme/theme/_rels/themeManager.xml.relsM 0wooӺ&݈Э5 6?$Q ,.aic21h:qm@RN;d`o7gK(M&$R(.1r'JЊT8V"AȻHu}|$b{P8g/]QAsم(#L[PK-![Content_Types].xmlPK-!֧6 +_rels/.relsPK-!kytheme/theme/themeManager.xmlPK-!Ptheme/theme/theme1.xmlPK-! ѐ' theme/theme/_rels/themeManager.xml.relsPK]    Xt8@0(  B S  ? Ej 33/1:PSSvvzz}~()017BGHJJ   b# ( @ X@UnknownG*Ax Times New Roman5Symbol3. *Cx ArialACambria Math"hFF<kk!<20 2HP $Pb#2!xxTennessee Fee Requirements jeff chambersKenOh+'0 ( H T ` lxTennessee Fee Requirementsjeff chambersNormalKen7Microsoft Office Word@ha@q= @Z@W6 @Zxk՜.+,D՜.+,H hp|    Tennessee Fee Requirements Title 8@ _PID_HLINKSA^)http://www.lawdog.com/states/tn/judm.htm  !"$%&'()*-Root Entry Fyx/1Table WordDocument.SummaryInformation(DocumentSummaryInformation8#CompObjy  F'Microsoft Office Word 97-2003 Document MSWordDocWord.Document.89q