Governing Bodies

Home/Resources/Governing Bodies
Governing Bodies 2016-11-28T05:29:23+00:00

*All third party collection agencies are regulated by the Federal Trade Commission and the Fair Debt Collection Practices Act (FDCPA). The FDCPA is a listing of the regulations or “do’s and don’ts” for collection agencies.  Also, we are kept abreast of new laws and developments by the American Collector’s Association (ACA).ACSI also adheres to all applicable rules and regulations under the Health Insurance Portability and Accountability Act (HIPAA) which is overseen by the Department of Health and Human Services.Every agency is also further regulated by local and state laws and statutes.  Check with your state to see what laws apply to collection agencies in your area.

 

Fair Debt Collection Practices Act, FDCPA (click here)

Federal Trade Commission Website, FTC (click here)

Health Insurance Portability & Accountability Act, HIPAA, HHS Website (click here)

Fair Credit Reporting Act, FCRA (click here)

* Credit Report Dispute Form, pdf (click here)

Graham, Leach, Bliley Act, H.R. 10 (click here)

Fair & Accurate Credit Transactions Act, FACTA, Red Flag (click here)

Consumer Financial Protection Bureau (CFPB) Manual